Terms & Conditions

1. Introduction

2. Our Business

• tana-bana.com (“we,” “us,” “our”) operates this Website and provides products and/or services for sale to customers (“you,” “your”).
• Payments are processed via Wise Business payment links and related payment services.
• Wise may perform its own verification and security checks

3. Eligibility

• You confirm you are at least 18 years old.
• You have the legal capacity to enter into a contract and agree to these Terms.
• You are responsible for compliance with any local laws applicable to your use of this Website or the services offered here.

4. Orders, Prices & Currency

• All Order prices are displayed in the currency shown at checkout and include applicable transaction fees where indicated.
• Prices do not include taxes, duties, or other charges that may apply; you are responsible for any additional charges that may apply in your jurisdiction.
• All Orders are subject to availability and acceptance.

5. Payment Terms

• We use Wise Business payment links and other payment processing methods supported by Wise to collect payment for Orders. You may be redirected to a Wise-powered secure payment page (payment link) when completing your purchase.
• By clicking to confirm payment, you authorize us and our payment provider to charge the applicable amount for your Order.
• You agree to provide accurate and complete payment information and to comply with any terms required by Wise’s payment services.
• Receipt of payment through the payment link/or Wise payment service constitutes confirmation that funds have been received and credited to your Order.

6. Payment Security

• Your payment details are handled securely by Wise’s payment service systems. We do not store your full payment card information on our servers.
• You acknowledge and accept the terms of the payment provider’s processing, including their security and fraud prevention measures.

7. Cancellations & Refunds

• Refunds or cancellations will be processed in accordance with our Refund & Returns Policy (linked separately on the Website).
• Refund processing times may vary depending on the payment method and Wise’s processing times.

8. Limitations & Restricted Use

• You agree not to use our Website for any unlawful or fraudulent purpose.
• You must not misuse the payment process or try to alter payment method redirects or payment links in any way.

9. Intellectual Property

• The content, design, and intellectual property on this Website are owned by us or licensed to us and are protected by applicable laws.

10. Limitation of Liability

• To the extent permitted by law, tana-bana.com shall not be liable for any indirect, incidental, special, or consequential damages arising out of the use of the Website, the payment process, or the products/services purchased.

11. Governing Law

• These Terms shall be governed by and construed in accordance with the laws of New Jersey, United States, and any dispute arising hereunder shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

12. Changes to Terms

• We reserve the right to modify or update these Terms at any time. Revised Terms will be posted on this page with a new Effective Date. Your continued use of the Website after changes indicates your acceptance of the updated Terms.

13. Contact Information